Monte Carlo Simulation

Analyzing your retirement plan against 10,000 random historical scenarios. Each scenario uses your full plan duration (e.g., 65 years) sampled from S&P 500 monthly returns (1928-2023).

Simulations Run

10,000

Success Rate

--%

Median Final Balance

$--

10th Percentile (Poor Outcome)

$--

Distribution of Final Portfolio Balances

Note: This simulation includes Social Security, pensions, and differentiated HYS returns. It assumes all stock-based accounts (Roth, Trad, Brokerage, Crypto, Inherited) grow and are depleted as one single "stock" bucket.